Can I Apply for Medicare if I’m still Working?

If you still have a job and are otherwise eligible for Medicare, you can enroll.

If you are a U.S. citizen or have been a permanent resident for the previous five years, you are eligible for Medicare after reaching 65. Even if you have medical coverage via your work, you are still eligible to enroll in Medicare.

If you’re still working and eligible for Medicare, keep reading to find out what to do.

Is Medicare a must if you’re still working?

You will still be qualified for Medicare coverage regardless of whether you are employed or not when you turn 65. Enrollment in Medicare is optional. Indeed, you might prefer the healthcare benefits provided by your company. You might have to pay a penalty if you postpone or choose not to enroll in Medicare, though.

When opting to sign up for Medicare while still working, there are a few factors you might want to think about, which we’ll discuss.