Who pays first?
If you want to access Medicare plans through your partner’s job or apply for Medicare Part B. You must consider various factors to avoid any issues. For example, you must consider if Medicare is the primary or secondary payer to avoid any payment complications. If over 20 people are hired at your partner’s workplace, Medicare will be the secondary payer. That is, the private insurance company will cover medical services up to the policy restrictions before Medicare steps in.
If your partner’s workplace hires less than 20 people, Medicare will be the primary payer. In some companies, you have to apply for Medicare Part B to access their insurance plans. Experts advise people to apply for Medicare Part B to help manage costs.