Does marriage make you qualified for a higher Medicare premium?
The effects of marriage on Medicare Plans depend on how you filed your taxes the year before. In some cases, the Social Security Administration may increase your Medicare monthly premiums based on a larger joint income. The increased monthly premium is called the Medicare income-related monthly adjustment amount (IRMAA).
Can you delay Medicare Part D without getting penalized?
You can delay your enrollment in Medicare Part D (prescription drug plans) [6] without any penalties if you enroll through your partner’s work-based health insurance program. You will have access to a special enrollment period when your partner’s health insurance plan stops.