What Should You Expect When You Remove Yourself from a Medicare Advantage Plan?
According to experts, the first thing that happens when you remove yourself from a Medicare Advantage Plan or a Part D plan is that the Centers for Medicare [1] and Medicaid (CMS) [2] automatically cancels your old plan. Your old plan ends and your new plan will start its coverage on January 1 when you move to a new Medicare Advantage Plan or Part D Plan.
You will be taken back to Original Medicare without using Part D if you cancel your Medicare Advantage Plan without applying for another Advantage plan. You can come back to the same Medigap policy you were under before you enrolled in Medicare Advantage. If you cannot access your old policy anymore, you will be able to purchase an A, B, C, F, K, or L Medigap policy [3] in your state if you were under Medicare Advantage for less than 12 months and you enroll within 63 days of canceling your Medicare Advantage Plan.
It is important to continue using the coverage in your former plan’s network until your new plan starts working.