Qualified Disabled Working Individual (QDWI)
People younger than 65 with disabilities, but just returned to work and do not meet the criteria to qualify for premium-free Part A can enroll in QDWI. However, they must earn lower than 200 percent FPL. Also, single and married people must earn resources lower than $4,000 and $6,000 respectively. Other earned income disregards that can boost the income limit for Qualified Disabled Working Individual (QDWI) to 400 percent FPL are also available. QDWI will pay Part A premium for qualified applicants. The Monthly income limits for the program include a $65 earned income disregard and a $20 general income disregard. Income limits are higher in Alaska and Hawaii. The limits for Residents of 48 states & District of Columbia are $4,615 for singles and $6,188 for married people. In Alaska, the income limit is $5,748 for single people and $7,715 for married people. In Hawaii, it is $5,295 for singles and $7,105 for married people.
It is important to note that the monthly income limits stated above are set by the federal government. In some states, the limits are increased or the resource standards are removed.
Conclusion
Low-income earners can access several medical benefits by enrolling in Medicaid or Medicare. The two programs are not the same. But you can have both at the same time. People with disabilities can also access various benefits. However, they must meet the criteria or guidelines set by their state.
References
[1] https://www.nhs.uk/conditions/x-ray/
[2] https://www.allstate.com/resources/what-is-a-deductible
[3] https://www.healthcare.gov/glossary/co-payment
[4] https://www.benefits.gov/benefit/606
[5] https://www.medicare.gov/drug-coverage-part-d
[6] https://www.hhs.gov/answers/medicare-and-medicaid/how-much-are-medicare-premiums/index.html