Medicare and Conditional Payment
Sometimes, private health insurance can forget to cover the medical services you received despite being your primary payer. In this case, medicare will be willing to pay for your expenses so that you do not have to pay from your pocket. This payment made by medicare is called a conditional payment.
This payment is conditional as it is expected that your primary payer refunds the money back to Medicare.
Can You Make Medicare Your Primary Payer Depending On The Care You Need?
The simple answer to this question is no. Your primary payer and secondary payer depend on how the insurance is gotten. The criteria you need to make Medicare your primary payer have already been explained. It depends on age and the number of employees working at the private company. However, one way to make Medicare your primary payer is to forfeit any private insurance that covers you.