Medicare When Your Spouse Is Younger
If your spouse is younger, you’ll need to make some important decisions about Medicare when you get to the eligible age, whether or not you continue working past the age of 65.
Regardless of your age, your spouse will need health insurance until he or she is also eligible for Medicare. Check out the following points for some options:
- Your spouse may continue enjoying benefits through your employer plan if you keep working and keep the employer coverage.
- If you retire, your employer may offer COBRA coverage [5] for your spouse.
- Your spouse may decide to purchase individual health insurance [6] until he or she turns 65 years.
- Lastly, your employer benefits manager can help you and your spouse to understand your choices.